Guiding You to Financial Peace of Mind Through All Seasons of Life
Fiduciary wealth management for Idaho National Laboratory retirees and high-income professionals seeking disciplined retirement income strategy, tax-wise investment management, and long-term generational wealth preservation.
ServicesFlexible Retirement Planning That Evolves With You
Our Planning Process
We start by gaining clarity on what matters most and the resources available. Then we design a fully integrated strategy aligning investments, tax planning, retirement income, estate goals, long-term care planning and healthcare decisions into one cohesive plan.
Retirement Income & Withdrawal Strategy
An integrated income strategy aligning pension decisions, Social Security coordination, tax-aware asset location, withdrawal sequencing, and custom indexing investment management — designed to create sustainable, tax-efficient retirement income.
Estate Coordination
Estate planning is not one-and-done. We coordinate legal and financial structures, monitor beneficiary and titling alignment, and provide ongoing oversight to help guard against fraud, undue influence, and unintended drift as life's seasons evolve.
Personal Risk & Long-Term Care Planning
Comprehensive protection strategies designed to guard your income, assets, and generational legacy — including proactive long-term care planning — so health events or extended care needs don’t derail your financial independence.
Smart Tax Planning
Comprehensive, year-round tax strategy incorporating tax-loss harvesting, Roth conversion planning, and generational tax coordination — helping you reduce lifetime tax drag and transfer wealth more efficiently.
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What We DoPlanning Built Around Life, Not Just Numbers
At Guided Seasons Wealth Advisors, our mission is to guide families through every season of life with clarity, compassion, and disciplined strategy. We take the time to understand your values, aspirations, and the people who matter most — then align retirement income, tax planning, investments, long-term care, and legacy strategies into one coordinated plan designed to support wise decisions at every stage.
Who We ServeWho Benefits Most From Our Seasoned Guidance
We serve high-income accumulators, pre-retirees preparing for transition, retirees focused on sustainable income, senior retirees prioritizing healthcare and legacy planning, and beneficiaries navigating wealth transfer and protection.
Our process is designed for families and professionals with $500,000+ in investable assets who value proactive, tax-efficient strategies and coordinated planning.
Government Retiree's (INL) & Corporate Employees
For Idaho National Laboratory retirees and corporate professionals, we go beyond pensions and 401(k)s to coordinate every part of your financial life — from Social Security and deferred compensation to taxable investment accounts and estate planning. Our process integrates tax-efficient strategies, customized investment solutions and collaboration to ensure your retirement and legacy are intentional, efficient, and built to last.
Generational Wealth Preservation
For families focused on legacy, our generational planning integrates trusts, beneficiary designations, tax-efficient wealth transfer strategies, and proactive long-term care preparation — helping safeguard estates from extended-care costs and preserve assets for the next generation.
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Our FounderMeet Russell
I’ve devoted my life to guiding families toward financial peace of mind. From military service to private banking and founding an angel investment company, my career has been built around leadership, disciplined decision-making, and helping others navigate life’s most important financial choices.
Over the years, I’ve learned that true peace of mind doesn’t come from chasing returns—it comes from organizing the moving chessboard pieces of your financial life into one coordinated strategy that both builds and protects wealth. By aligning retirement income, tax planning, investment management, insurance, long-term care preparation, and estate coordination, I help families move forward with stability and purpose through every season of life.
Click to learn more about my story—and how it could support yours.
ResourcesExplore Our Knowledge Center
Whether your goal is retiring early, giving generously, or leaving a lasting legacy, our integrated planning resources help coordinate income, taxes, investments, and protection strategies to support your vision.
Perception vs. Reality
Filing Final Tax Returns for the Deceased
Does Your Credit Score Affect Your Insurance Rates?
Let's Get StartedLet’s Talk About Your Next Chapter
If you’re seeking a fiduciary relationship built on clarity and direction to guide you through life’s seasons, let’s audit your portfolio, financial trajectory, and goals to see if our guidance aligns with your path.